Effective Date: September 26, 2024

1. Introduction

This Privacy Policy outlines how Standard Chime Bank collects, uses, discloses, and protects your personal information when you interact with our bank, products, or services.

2. Information We Collect

We may collect the following types of personal information from you:

• Information you provide: This includes information you voluntarily provide when you open an account, contact us, or use our services, such as your name, address, date of birth, Social Security number, financial information, and other contact information.
• Information collected automatically: When you visit our branches, use our online banking platform, or interact with our ATMs, we may automatically collect certain information, including your IP address, device information, and transaction history.
• Information from third parties: We may obtain information about you from third-party sources, such as credit bureaus, fraud prevention agencies, and law enforcement.

3. How We Use Your Information

We may use your personal information for the following purposes:

• To process your transactions and manage your account.
• To verify your identity and prevent fraud.
• To provide you with personalized banking services and recommendations.
• To comply with legal requirements and regulatory standards.
• To improve our products and services.
• To communicate with you, such as sending you statements, notices, or marketing materials.

4. Disclosure of Your Information

We may share your personal information with:

• Affiliated companies: We may share your information with our affiliates for legitimate business purposes.
• Service providers: We may share your information with third-party service providers who assist us in operating our business, such as payment processors, data processors, and customer support providers.  
• Legal authorities: We may disclose your information to law enforcement or government agencies as required by law or to protect our rights or the safety of others.

5. Your Rights

You may have certain rights regarding your personal information, including the right to:

6. Security

We implement robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure.  

7. Children's Privacy

Our services are not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us.  

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the revised policy on our website.  

9. Contact Us

If you have any questions about this Privacy Policy or our practices, please contact us at:

Standard Chime Bank

 [+1234567890]